Find the best
investment rates
in one place
Compare real-time rates from Treasuries, HYSAs, CDs and more. All data sourced from FRED and updated daily.
How it works
Transparent data from official sources, automatically updated every day
We query official sources
Every day we fetch the latest rates from FRED, Treasury Direct, and verified financial institutions.
We compare and validate
We verify data with SHA-256 hashes, validate ranges, and detect significant changes.
Simulate your investment
Use the simulator to calculate returns and optimize your capital allocation.
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Frequently asked questions
Everything you need to know about INVERZA
Rates are obtained directly from official sources: FRED (Federal Reserve Economic Data) for Treasury yields and Federal Funds Rate, and TreasuryDirect for T-Bills and T-Notes. Data is updated automatically every day at 6:00 AM CST.
No. INVERZA is an informational and educational tool. It does NOT constitute financial advice or investment recommendations. Always consult with a certified financial advisor before making investment decisions.
The simulator calculates how much return you would get by distributing your money across different products. The "optimized" mode automatically allocates your capital to the accounts with the best rates, respecting each product's limits.
Some products offer different rates based on the amount. The simulator takes this into account when calculating your actual return.
Yes, INVERZA is completely free. The data sources (FRED, Treasury) are official public APIs with free access.
We currently cover Mexico (CETES, BONDES, UDIBONOS, CDs, fintech, AFORE) and the United States (Treasuries, HYSAs, CDs). Data is displayed in each country's corresponding currency.